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Fixed Deposit Account
Secure Your Future with Guaranteed Returns
Fixed Deposit Account
At Unity Reserve Credit Union, we believe in the power of smart saving and strategic investing. Our Fixed Deposit Account is designed to help you grow your wealth with guaranteed returns, providing a safe and secure way to invest your money. Whether you're saving for a specific goal or simply looking for a stable investment, our Fixed Deposit Account offers attractive interest rates, flexible terms, and the peace of mind that comes with a risk-free investment.
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1. Attractive Interest Rates
Earn more on your savings with our competitive fixed deposit interest rates. Our rates are among the best in the market, ensuring that your money works harder for you. With interest rates locked in for the entire term, you can count on steady, predictable returns.
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2. Flexible Terms
Choose a term that fits your financial goals. Our Fixed Deposit Accounts offer flexible tenure options ranging from 1 month to 5 years or more, giving you the freedom to invest for both short-term and long-term needs.
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3. Guaranteed Returns
Unlike other investment options, a Fixed Deposit Account offers guaranteed returns. With a fixed interest rate, you’ll know exactly how much you’ll earn by the end of your deposit term, making it easier to plan your finances.
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4. Low Minimum Deposit
Start investing with as little as [insert amount]. Our low minimum deposit requirement makes it easy for anyone to take advantage of the benefits of a Fixed Deposit Account, regardless of your starting capital.
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5. Auto-Renewal Option
Simplify your investment process with our auto-renewal feature. When your fixed deposit matures, you can choose to automatically renew it for the same term at the prevailing interest rate, so your money continues to grow without interruption.
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6. Loan Against Fixed Deposit
Need access to funds before your deposit matures? No problem. Our Fixed Deposit Account allows you to borrow against your deposit at attractive rates, giving you liquidity without breaking your investment.
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7. Senior Citizen Benefits
Senior citizens enjoy additional benefits with our Fixed Deposit Account, including higher interest rates and flexible payout options. We’re committed to helping you maximize your savings during your retirement years.
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8. Safe and Secure Investment
With Unity Reserve Credit Union, your investments are in safe hands. Our Fixed Deposit Accounts are fully insured by the FDIC up to the maximum limit, ensuring that your hard-earned money is protected.
Why Choose a Fixed Deposit Account with Us?
Types of Fixed Deposit Account
We offer a variety of Fixed Deposit Accounts to cater to different financial goals and investment preferences. Whether you’re looking for short-term growth or long-term security, we have the right option for you.
1. Short-Term Fixed Deposit Account
Ideal for those who want to earn returns in a shorter period, our Short-Term Fixed Deposit Account offers tenures ranging from 1 month to 12 months. This account is perfect if you’re looking to park your funds temporarily while earning a higher interest rate than a regular savings account.
2. Long-Term Fixed Deposit Account
For those focused on long-term financial goals, our Long-Term Fixed Deposit Account offers tenures ranging from 1 year to 5 years or more. This account is ideal for investors looking for a safe and steady way to grow their wealth over time.
3. Senior Citizen Fixed Deposit Account
Tailored specifically for our senior customers, the Senior Citizen Fixed Deposit Account offers higher interest rates and additional benefits to help you maximize your retirement savings. Enjoy the security of a guaranteed income stream with flexible interest payout options.
4. Tax-Saver Fixed Deposit Account
Looking to save on taxes while earning a solid return? Our Tax-Saver Fixed Deposit Account offers tax benefits under section 80C of the Income Tax Act, making it a popular choice for those looking to optimize their tax liabilities while growing their savings.
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